* {
  box-sizing: border-box;
}

:root {
  --bg: #0b1020;
  --panel: #121a2f;
  --panel-2: #18213a;
  --text: #f7f9fc;
  --muted: #aab3c8;
  --accent: #b7ff22;
  --accent-2: #d5ff75;
  --line: rgba(255,255,255,.10);
  --shadow: 0 24px 70px rgba(0,0,0,.28);
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #f5f7fb;
  color: #10162a;
}

.container {
  width: min(1120px, calc(100% - 36px));
  margin: 0 auto;
}

.site-header {
  background: var(--bg);
  color: var(--text);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 20;
}

.nav {
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  color: var(--text);
  text-decoration: none;
  font-size: 20px;
  font-weight: 800;
  display: flex;
  align-items: center;
  gap: 10px;
}

.brand-mark {
  display: inline-grid;
  place-items: center;
  background: var(--accent);
  color: #fff;
  border-radius: 10px;
  padding: 9px 10px;
  line-height: 1;
}

.nav-link {
  color: var(--muted);
  text-decoration: none;
  font-weight: 600;
}

.hero {
  background:
    radial-gradient(circle at 80% 20%, rgba(255,122,69,.18), transparent 28%),
    linear-gradient(135deg, #0b1020 0%, #111a31 100%);
  color: var(--text);
  padding: 82px 0 92px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 64px;
  align-items: center;
}

.eyebrow {
  font-size: 12px;
  letter-spacing: .16em;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 14px;
}

h1 {
  font-size: clamp(42px, 6vw, 72px);
  line-height: .98;
  letter-spacing: -0.045em;
  margin: 0 0 24px;
}

h1 span {
  color: var(--accent);
}

.hero-copy {
  font-size: 19px;
  color: var(--muted);
  line-height: 1.65;
  max-width: 650px;
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 22px;
  color: #d7dced;
  font-size: 14px;
  margin: 28px 0 32px;
}

.primary-button, .secondary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  border-radius: 12px;
  padding: 0 22px;
  text-decoration: none;
  font-weight: 800;
  border: 0;
  cursor: pointer;
  font-size: 15px;
  transition: transform .16s ease, opacity .16s ease;
}

.primary-button:hover, .secondary-button:hover {
  transform: translateY(-1px);
}

.primary-button {
  background: var(--accent);
  color: #fff;
}

.secondary-button {
  background: #fff;
  color: #11182c;
}

.example-card {
  background: rgba(255,255,255,.06);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 28px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(8px);
}

.example-label {
  font-size: 11px;
  letter-spacing: .16em;
  font-weight: 800;
  color: var(--accent-2);
  margin-bottom: 18px;
}

.example-row,
.example-big,
.example-interest {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  padding: 10px 0;
  color: var(--muted);
}

.example-row strong,
.example-big strong,
.example-interest strong {
  color: var(--text);
}

.example-divider {
  height: 1px;
  background: var(--line);
  margin: 12px 0;
}

.example-big {
  font-size: 20px;
}

.example-big strong {
  font-size: 30px;
}

.example-interest strong {
  color: var(--accent-2);
  font-size: 22px;
}

.example-card p {
  color: var(--muted);
  margin: 16px 0 0;
  font-size: 13px;
  line-height: 1.6;
}

.calculator-section {
  padding: 92px 0;
}

.section-heading {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 38px;
}

.section-heading h2,
.guide-card h2,
.contact-card h2 {
  font-size: clamp(30px, 4vw, 46px);
  letter-spacing: -0.03em;
  margin: 0 0 12px;
}

.section-heading p,
.guide-card p,
.contact-card p {
  color: #69738a;
  line-height: 1.6;
}

.calculator-card {
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 24px 70px rgba(20,32,60,.12);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.2fr .8fr;
}

.calc-form {
  padding: 34px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field.full,
.primary-button.full {
  grid-column: 1 / -1;
}

label {
  font-size: 13px;
  font-weight: 800;
  color: #2b344a;
}

small {
  color: #8992a6;
  line-height: 1.35;
}

.input-wrap {
  min-height: 50px;
  border: 1px solid #dfe4ee;
  border-radius: 11px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: #fff;
}

.input-wrap span {
  color: #7d879b;
  padding-left: 14px;
  padding-right: 4px;
  font-weight: 700;
}

.input-wrap.suffix span {
  padding-left: 4px;
  padding-right: 14px;
}

input, select {
  width: 100%;
  border: 0;
  outline: 0;
  font: inherit;
  min-height: 48px;
  padding: 0 12px;
  color: #141b2d;
  background: transparent;
}

select {
  border: 1px solid #dfe4ee;
  border-radius: 11px;
  padding: 0 14px;
  background: white;
}

.results {
  background: var(--bg);
  color: var(--text);
  padding: 38px;
}

.results-label {
  color: var(--muted);
  font-weight: 800;
  letter-spacing: .12em;
  font-size: 11px;
}

.payment {
  font-size: clamp(48px, 6vw, 72px);
  font-weight: 800;
  letter-spacing: -0.05em;
  margin: 8px 0 26px;
  color: var(--accent-2);
}

.results-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.results-grid > div {
  background: var(--panel);
  border-radius: 12px;
  padding: 15px;
}

.results-grid span {
  color: var(--muted);
  display: block;
  font-size: 11px;
  margin-bottom: 7px;
}

.results-grid strong {
  font-size: 16px;
}

.callout {
  background: rgba(255,122,69,.12);
  border: 1px solid rgba(255,122,69,.24);
  padding: 14px;
  border-radius: 12px;
  margin-top: 18px;
  color: #ffd4c3;
  font-size: 13px;
  line-height: 1.5;
}

.guide-section {
  padding: 0 0 80px;
}

.guide-card {
  background: linear-gradient(135deg, #171f36, #0f1628);
  color: white;
  border-radius: 22px;
  padding: 42px;
  display: flex;
  justify-content: space-between;
  gap: 30px;
  align-items: center;
}

.guide-card p {
  color: var(--muted);
  max-width: 700px;
  margin-bottom: 0;
}

.contact-section {
  padding: 0 0 90px;
}

.contact-card {
  border: 1px solid #e2e6ef;
  background: white;
  border-radius: 22px;
  padding: 38px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.contact-card h2 {
  font-size: 30px;
}

.contact-card p {
  margin-bottom: 0;
}

footer {
  background: #0a0f1d;
  color: white;
  padding: 36px 0;
}

.footer-content {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  align-items: flex-start;
}

.footer-content span,
.disclaimer {
  color: #8d98af;
  font-size: 12px;
  line-height: 1.6;
}

.disclaimer {
  max-width: 520px;
  text-align: right;
}

@media (max-width: 820px) {
  .hero {
    padding: 58px 0 64px;
  }

  .hero-grid,
  .calculator-card {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 38px;
  }

  .calc-form {
    grid-template-columns: 1fr;
    padding: 24px;
  }

  .field.full,
  .primary-button.full {
    grid-column: auto;
  }

  .results {
    padding: 28px 24px;
  }

  .guide-card,
  .contact-card,
  .footer-content {
    flex-direction: column;
    align-items: stretch;
  }

  .secondary-button,
  .contact-card .primary-button {
    width: 100%;
  }

  .disclaimer {
    text-align: left;
  }
}

@media (max-width: 480px) {
  .container {
    width: min(100% - 24px, 1120px);
  }

  .nav {
    height: 64px;
  }

  h1 {
    font-size: 44px;
  }

  .results-grid {
    grid-template-columns: 1fr;
  }

  .guide-card,
  .contact-card {
    padding: 28px 22px;
  }
}

/* V2 centered neon-lime F&I Auto Guy direction */
.centered-hero{min-height:560px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;position:relative;z-index:2}.centered-hero h1{max-width:900px}.centered-hero .hero-copy{max-width:680px;margin:0 auto 30px}.hero{position:relative;overflow:hidden}.hero-glow{position:absolute;border-radius:999px;filter:blur(4px);pointer-events:none}.glow-left{width:330px;height:330px;left:-190px;top:100px;background:rgba(183,255,34,.28);box-shadow:0 0 110px rgba(183,255,34,.22)}.glow-right{width:240px;height:240px;right:-130px;bottom:30px;background:rgba(183,255,34,.20);box-shadow:0 0 100px rgba(183,255,34,.18)}.primary-button{color:#071000;box-shadow:0 10px 28px rgba(183,255,34,.18)}.calculator-section{background:radial-gradient(circle at 50% 0%,rgba(183,255,34,.10),transparent 28%),#f5f7fb}.calculator-card{max-width:980px;margin:0 auto}.protection-field{grid-column:1/-1}.protection-option{position:relative;display:flex;align-items:center;gap:12px;min-height:72px;border:1px solid #dfe4ee;border-radius:13px;padding:12px 14px;cursor:pointer;transition:.16s ease}.protection-option:hover{border-color:var(--accent);box-shadow:0 8px 22px rgba(20,32,60,.08);transform:translateY(-1px)}.protection-option input{position:absolute;opacity:0;width:1px;height:1px}.check-ui{width:24px;height:24px;border-radius:7px;border:2px solid #c9d0dd;flex:0 0 auto;position:relative}.protection-option input:checked+.check-ui{background:var(--accent);border-color:var(--accent)}.protection-option input:checked+.check-ui:after{content:"✓";color:#071000;font-weight:900;position:absolute;left:4px;top:0;font-size:15px}.protection-copy{display:flex;flex-direction:column;gap:4px;flex:1}.protection-copy strong{color:#172039}.protection-copy small{color:#7e899f}.protection-price{color:#6d9d00;white-space:nowrap}.free-guide-link{text-align:center;padding-top:2px;font-size:13px;color:#7a8498;line-height:1.5}.free-guide-link a{color:#527700;font-weight:800;text-decoration:none;border-bottom:1px solid rgba(82,119,0,.25)}.free-guide-link a:hover{color:#79ad00;border-color:#79ad00}.guide-card{border:1px solid rgba(183,255,34,.18)}@media(max-width:820px){.centered-hero{min-height:500px}.glow-left{width:220px;height:220px;left:-150px}.glow-right{width:170px;height:170px;right:-110px}.protection-price{font-size:13px}}

.hero-logo {
  display: block;
  width: min(430px, 78vw);
  height: auto;
  margin: 0 auto 24px;
  filter: drop-shadow(0 22px 45px rgba(0,0,0,.38));
}

@media (max-width: 480px) {
  .hero-logo {
    width: min(330px, 84vw);
    margin-bottom: 20px;
  }
}